The Finance Ministry and state banks (GSB, SME Bank, BAAC, Krungthai-linked SFIs) launched a flood relief package for 2026. Businesses hit by floods can get: debt principal and/or interest deferral for up to 6 months; SME loans up to 5 million baht at 0 to 3.25% a year for up to 7 years (SME Bank, GSB, Islamic Bank); temporary working-capital loans up to 2 million baht from GSB; and waived guarantee fees for businesses backed by BAK (credit guarantee corporation). Check with your bank now, since the package covers a flood that began in September 2026 and the details for each lender still need confirming.