Six state banks, including GSB and GHB, have launched flood relief for borrowers in disaster-declared areas. GSB offers a 3-month principal and interest holiday, with interest waived, plus emergency loans up to 20,000 baht (0.60% flat per month) and up to 50,000 baht, and repair loans up to 300,000 baht at 15% effective per year. SMEs hit by flooding can borrow up to 5 million baht (up to 1 million baht with BAC guarantee), with a first-year rate of MLR minus 2.65% and up to 1 year principal grace. If your business or premises are in a declared zone, check eligibility and contact your bank now (GSB Contact Center 1115). Opting out is possible if you want to keep paying as normal.