The Thai SME Guarantee Corporation (บสย.) launched Nano Plus, a guarantee scheme with 2,000 million baht in total, starting with a first phase of 500 million. Guarantees run 5,000–50,000 baht per borrower for up to 4 years, with no guarantee fees for the full term and BSY covering NPL up to 5%. Eligible micro-SMEs can apply through participating lenders, including state banks, commercial banks, 10 non-bank lenders and virtual banks. The stated aim is 100,000 SMEs, with the next phase opening after 25,000 applicants. For a small trader who lacks collateral or pays informal lenders up to 20% a month, this is a formal borrowing route to check with a non-bank or bank partner now. The article gives no application deadline.