ttb is offering a car-title loan that sets the interest rate by NCB credit score instead of car age. The lowest rate is 11.11% a year (0.52% a month) for AA-rated borrowers, fixed for the whole contract, rising in steps as scores fall. Typical car-title loans in the market charge about 20-21% a year, up to 24%. If you already have a car-title loan or need short-term cash against a vehicle, compare your rate against this offer and check your NCB score. The bank says the product starts the day after the announcement, and it targets 5 billion baht of lending from August to December 2026.