The IMF's Global Financial Stability Report flags concentrated AI investment as a risk: if AI returns fall short, asset prices could drop, global financing could tighten, and emerging-market currencies including Thailand's could face pressure and capital outflows. The IMF urges emerging markets to build buffers in advance and let the exchange rate absorb shocks. No immediate change for a small business is stated; this is background to watch for baht volatility and funding conditions over the coming year.