Officials are reportedly discussing new debt restructuring measures for mortgages up to 5 million baht per borrower, as household debt servicing weakens. SCB EIC's 2026 survey finds 56% of respondents have no plans to buy a home within five years, the highest in four years, with tighter lending criteria cited as a major barrier. For a business owner, this signals softer demand for property-linked sales and building materials, and tighter credit for customers who want home loans. Treat the measures as still under discussion, not yet in force.