At the IMF/World Bank meetings in Bangkok, central banks from Thailand, Malaysia, Hong Kong and Singapore, plus the FATF president, discussed putting the Bangkok Blueprint into practice against scams. Bank of Thailand's deputy governor said the focus is now tricking victims into transferring money themselves, and that banks are moving to stop criminals reaching people before a transfer. Thailand's Central Fraud Registry lets banks share scammer data, though banks remain wary of privacy and lawsuit risk. For a small business: expect banks to add more transfer checks and verification steps, and train staff and staff who handle payments to spot fake-supplier and impersonation requests.