GSB (Government Savings Bank) is offering flood-affected borrowers in declared disaster zones (per the Department of Disaster Prevention and Mitigation list) a 3-month principal and interest holiday, with interest waived during the period. Deferred principal is added to the final instalment. Business recovery options: up to 20,000 baht emergency loan, 0% for 3 months then 0.60% flat per month, no collateral; up to 300,000 baht small business recovery loan guaranteed by SME Guarantee Corp (BSY), 0.70% flat per month (about 15% effective p.a.), up to 7 years; up to 5 million baht SME relief loan, 0% for 6 months, then MLR-based rates. Existing loans outside the exclusions (e.g. large business, Soft Loan, PSA) may qualify. Contact any GSB branch or call 1115 to opt in or out. Check eligibility and SMS notices.