Cabinet approved in principle a national disaster insurance scheme in which the government buys cover for about 30 million households against floods, storms and earthquakes. Payouts: flood first-stage 10,000 baht per household; storm or quake 5,000 baht within 15 days, with total house claims capped at 100,000 baht; 2 million baht for deaths from covered perils. Details are still being drafted by the Disaster Prevention Department and the Office of Insurance Commission. For a business owner: check whether your premises or staff housing fall under the scheme, and watch for changes to existing relief rules. No action is needed yet.