Thai banking industry (TB-CERT, Thai Bankers' Association) warns that AI "agents" now find and exploit system weaknesses automatically. The article cites a report that attack success rates rose from about 20% to over 90%, and that intrusions which took around 4 months in 2023 can now succeed in 20-22 hours. Over 200 million leaked logins from Thai government and private bodies have reached the dark web, per DES. For a small business: use unique passwords and two-factor login on banking, email and admin accounts, keep software and systems patched, and be wary of unexpected account or payment requests. The article itself gives no specific guidance for SMEs.