Flooding in Nan province (Pua and Tha Wang Pha districts most affected) is estimated by the Nan Chamber of Commerce at about 500 million baht in damage, covering households, farms, and riverside shops and resorts. The chamber will ask the government for six measures, including co-paid flood insurance premiums, soft loans, and local tax relief. Officials say Chao Phraya dam levels are below last year and the Chamber expects tourism in high season to be only modestly affected. For Nan businesses: document flood damage now, check your insurance coverage, and watch for soft-loan announcements.