The Bank of Thailand says it will regulate Buy Now Pay Later credit, with a public hearing expected by end-September and new licensing rules expected to take effect in Q4. Providers will need a licence before they can operate. If your shop offers BNPL at checkout or relies on it for sales, check which provider you use and whether it will be licensed. The central bank also plans to bring in the roughly 3,600 non-bank lenders, which hold 55% of credit volume. Policy rate is 1.00%, with GDP growth forecast at 2.3% this year.