The Bank of Thailand will propose to Finance Minister Ekniti that SME loan guarantees be upgraded alongside the SME Credit Boost scheme run with TGCF (บสย.). The scheme has approved 65,319 million baht in loans over about six months (as of 28 Aug), against an 80,000 million baht target for 2026. The BoT says SMEs carry much higher credit cost (about 9.7%) than large firms (about 2%), so banks favour big borrowers. For an SME owner: guaranteed credit through this programme is likely to stay available and possibly expand, but the proposal is not yet approved and rates may not fall in full with policy cuts. Check with your bank about BoT-backed guarantee loans if you need financing.