Cabinet backed a 50bn-baht GHB (ธอส.) home loan scheme for buyers of homes priced up to 3m baht, with loans up to 3m baht per borrower and repayment up to 40 years. It covers land-and-house purchases, house building, and home fittings. Special low rates apply at first, then move to the MRR reference rate. Applications run from the day after cabinet approval until 30 Dec 2030 or until the quota is fully lent. The government says it could generate about 125bn baht of economic activity in construction, building materials, and consumer spending. For builders, material suppliers, and home-related shops, this points to more buyer demand in the 3m-baht segment. Buyers with tight incomes should check repayments after the promotional rate ends.