BOT Governor Vitai Ratanakorn said he expects Thai GDP to grow about 2.3% this year, with inflation around 2.2-2.3%. He said growth of about 2% a year is too low and that structural problems (competitiveness, falling productivity, an ageing society, education, political continuity, law enforcement) must be fixed. The central bank has named four financial structural issues to tackle: household debt, SME access to credit, access to financial services, and informal "grey" lending. No new measure or deadline was announced. For an SME owner, this signals that SME credit access is a policy priority, but nothing changes in your planning yet; keep an eye on any concrete SME lending measures that follow.