The Bank of Thailand says the flooding will last longer and reach more areas beyond Bangkok than first estimated, weighing on GDP this year. It expects SMEs and households to need extra loans for repairs and business recovery, and has asked banks to offer relief. Flood-hit owners should talk to their bank now about relief or repair loans. The SME Credit Portal is due to open by December, and the expanded SME Credit Boost guarantee scheme is expected in Q1 of next year. The Data Exchange Bureau, which uses alternative data for borrowers without regular income, is due around mid-to-late next year.