GSB director Thossapol Cheewapanyarot says the bank is expanding unsecured lending, assessing borrowers on behaviour rather than only past records, starting small and increasing limits as history builds. The "Sathapon Arcs" style career loan has drawn nearly 100,000 applicants in about two weeks, aimed at self-employed workers. Because oil prices are high due to war, GSB is also offering revolving working-capital loans to supply-chain businesses that commercial banks have declined. The bank says it is not competing with commercial banks but filling gaps they leave. For SME owners who were refused by commercial banks, GSB is a credible alternative to check; the article gives no rates or eligibility criteria, so confirm terms directly with the bank.