The cabinet's first off-site meeting in Songkhla put forward six rail double-track projects worth about 316bn baht, including Chumphon–Surat Thani and Hat Yai–Padang Besar, plus a proposed 10bn baht disaster insurance scheme from the contingency budget. The insurance would pay 10,000 baht within 7 days for qualifying floods, up to 100,000 baht for house damage, and 2m baht for flood deaths. These are proposals, not approved spending. For southern SMEs, watch for construction and logistics demand along the rail corridors, and check whether your premises are covered once the scheme is finalised.