The Finance Ministry, the Disaster Prevention Department and the insurance regulator plan to propose a 10,000-million-baht disaster insurance scheme from the central contingency budget, covering about 20 million households. Flood payouts would be 10,000 baht within 7 days, house damage up to 100,000 baht per household, and 2 million baht per death. The scheme is still a proposal, so no change applies to your business yet. Watch for whether commercial or SME property policies are affected, and check your own flood and property cover in the meantime.