Three major Thai research teams (KResearch, Krungthai, Krungsri) expect the Monetary Policy Committee to keep the policy rate at 1.00% at its 26 August 2026 meeting, and KResearch expects it to stay there through 2026. Reasons: Q2 GDP grew only 1.9%, household spending is weak, and inflation (July at 1.95%) is easing as energy prices fall. Food prices may rise in Q4 due to El Niño and high fertiliser costs. For a business owner, this means no rate cut relief is likely this year, so plan borrowing costs on current rates and focus on demand support measures that target specific sectors.