Origin Property's CEO says loan rejections on its condos reached 40% this year, mostly on sub-3 million baht units bought by first-time buyers with no credit history. Developers are pushing Q4 promotions, bundled bank interest packages and discounts, and resold units are common. Where stock is high, prices could fall 10-20%. For a Thai SME: if you sell property or plan to buy, expect more aggressive deals before year-end. Buyers should check loan pre-approval early. Landlords see strong rental demand near EEC factories and data centres, with 7-8% gross yields reported.