At the 2026 IMF-World Bank meetings in Thailand, IMF chief Kristalina Georgieva said global borrowing costs will stay high longer than expected, and that Thailand's high household debt is pushing up debt-service costs. IMF Asia-Pacific director Krishna Srinivasan said household debt is holding back consumption and growth, and that support should be targeted at vulnerable borrowers. Energy import dependence adds pressure on inflation and growth; Thailand's PDP2026 power plan includes floating solar and small modular nuclear reactors. For an SME, plan for tighter credit and softer domestic demand rather than expecting relief soon.