Flooding from 25-29 Sep cost an estimated 12,283 million baht in the base case (range 5,896-20,635 million), excluding property losses. Consumer spending, restaurants, tourism and logistics are the main channels; Bangkok took 57%, and Pattaya/Chonburi were hit hard. Expect slower sales, delivery delays to some outlets (Bang Kapi, Minburi, Rangsit) and a holiday-driven drop in working days on 28-29 Sep. Watch vegetable prices into the Vegetarian Festival (10-18 Oct), and the risk that flooding reaches EEC or industrial estates, which would raise the damage.