The SEC has tightened Travel Rule requirements for digital asset operators: they must collect and verify customer and counterparty information, verify counterparty virtual asset service providers, and keep transfer records for at least five years in a format regulators can inspect immediately. The rules take effect 27 Feb 2027, and Amlo is still preparing its implementing regulations. If your business accepts or pays out in crypto, or deals with licensed digital asset operators, start checking your records and counterparty processes now. Most small businesses are not directly affected.