BLS Research expects flooding to cut GDP by no more than 0.1% and listed-company profits by no more than 2%, provided it does not drag on or reach core production bases. The Bank of Thailand estimates 0.03-0.10% of GDP. Retail and banking face short-term exposure, and factories should track production downtime, which is the main risk if plants stop for long. Home-improvement demand typically starts recovering about one month after the water recedes. Owners of repair, building-materials or hardware businesses should plan for a pickup then; food and consumer stock-up buying is likely short-lived and may pull forward future demand.