The Cabinet approved the Ban Khon Lang Plus home loan scheme via GHB (THB 50bn total). Loans up to THB 3m per borrower and collateral, up to 40 years, at 2.8% a year (relaxed income/cost-of-living criteria) or 2.6% (normal income criteria), both fixed for 2 years. Applications open 15 Oct 2026 until 30 Dec 2030 or until the quota runs out. For property-linked SMEs (builders, renovators, material and furniture suppliers), expect buyer demand to pick up; the ministry estimates about THB 125bn of circulation. Check GHB's own criteria before quoting customers.