BAAC is taking subscriptions for a 4-year retirement deposit from 1 to 31 October 2026 (or until closed). Minimum deposit is 100,000 baht, open only to individuals aged 50 and over, with monthly interest stepping from 1.30% to 1.55% a year and no interest tax for individuals. Average rate is 1.40%. Relevant if you or a staff member near retirement has spare savings; the account is opened at any BAAC branch or via baac.or.th.