Cabinet approved a 50bn baht GHB (ธอส.) loan programme: up to 3m baht per borrower, up to 40-year repayment, 2.60% p.a. for the first 2 years for standard-income borrowers (2.80% for those under relaxed income/living-cost criteria), then repriced. Applications open 15 Oct 2026 to 30 Dec 2030 or until the limit is used. Relevant if you sell homes or condos priced up to 3m baht, or do building and fit-out work for them: buyers at this level may find financing easier, but analysts warn tight loan approvals and household debt still limit uptake, and the 50bn is a ceiling, not guaranteed sales. Plan pipeline conversions cautiously rather than assuming a quick rebound.
← Back to all articles