The Finance Ministry launched the 'AI Nokkrasip' loan scheme on 10 September, linked to the 'Thung Ngern' app. Sales records from the app, including Thai Chuay Thai Plus and Khon La Khrueng Plus sales, can support loan applications. Krungthai offers up to 3 million baht for small SMEs from 3.5% a year, fixed for two years, and a 'Sib Muen' loan up to 500,000 baht at 11% a year. GSB offers up to 50,000 baht at a fixed 0.75% a month with no collateral. TGIF guarantees cover borrowers without collateral, with guarantee fees from 1% a year. No loan application fees. If you already sell through Thung Ngern, check your sales history and compare loan options before you need the money.