Officials are reportedly discussing new debt restructuring measures for mortgages with credit lines up to 5 million baht per borrower; details are not yet final. SCB EIC's 2026 survey finds 56% of respondents have no plans to buy a home within five years, the highest in four years, with higher-income earners (over 100,000 baht a month) delaying most. Lending is tighter. If your customers include property, construction, or home-related trades, expect slower demand for the next few quarters and plan cash flow accordingly.