SCB EIC's 2026 real estate survey finds home demand at its lowest in four years, with 56% of respondents having no plan to buy within five years. Demand is shifting to homes under 3 million baht and to resale properties. Lenders remain strict, and borrowers are more worried about being refused loans. SCB EIC expects the market to be flat to slightly up in 2026, mostly from a rush to transfer before the 0.01% transfer-fee cut for homes up to 7 million baht expired on 30 June 2026. If your business relies on new-home or construction-linked sales, plan for slow demand after mid-2026. Mid-market and luxury buyers are also pulling back.