If your business or home is in a government-declared disaster zone and you bank with iBank, you can apply until 31 Dec 2026 (BE 2569). SME loans with outstanding principal up to 20 million baht can get up to 6 months of principal-only payments (or 3 months of principal and profit if damage stops operations), with late fees waived during the break. New SME recovery loans go up to 5 million baht over up to 5 years, at 3.25% p.a. in year 1. Insured fire policies covering natural disasters get Fast Track claims handling. Contact any branch or the 1302 call centre.