Floods are expected to last into mid-October 2026 across central and eastern Thailand and parts of western Bangkok. The Bank of Thailand says transport, distribution, retail and some construction are most affected, and SMEs and vulnerable households are the biggest worry. Car makers and parts suppliers have halted lines, and Mama says consumer demand will weaken in the last quarter. For an SME owner: plan for stoppages and delayed orders, protect stock and staff, and talk to your lender early about loan deferrals, since the BoT notes SMEs already face high rejection rates for credit.