The World Bank sees downside risks to Thailand's Q4 2026 and 2027 outlook: Middle East conflict, US tariffs and El Niño. Agricultural damage is estimated at 62 billion baht, with farm income down about 8%, and household debt near 87% of GDP leaves little cushion. Expect weaker demand from farm-linked customers and tighter cash flow. Plan for slower sales in flood-hit provinces, check whether customers are eligible for government flood relief payments, and review credit lines and receivables now.