KResearch (Kasikorn's research arm) expects the Monetary Policy Committee to keep the policy rate at 1.00% at its 28 October 2026 meeting and again in December 2026. Inflation is seen as manageable, though energy and food prices may push it up, and Q4 growth is expected to slow with an uneven recovery. For a business owner, this means no rate cut to count on for loans or overdrafts through year-end. Plan cash flow and borrowing costs on current rates, and watch energy and food input costs. The 2027 rate direction is uncertain and depends on global energy prices and major central banks.