The central bank says it will step up supervision of non-bank lending and payment providers to ensure fair treatment of consumers and curb irregular transactions. It is also proposing risk-management rules for cash transactions of 5 million baht or more, with a public hearing already opened. For SMEs, the existing support is the 19 standardised banking fee items and the SME Credit Boost and SME Secured Plus loan programmes. If you borrow or take payments through non-bank providers, check their fees and terms, and expect more paperwork on large cash deals.