The Industry Minister ordered SME D Bank to offer flood relief. Customers in declared disaster zones can get up to 12 months' principal and interest holiday on term loans, and P/N bills and factoring can have payment extended up to 180 days. Emergency loans are 10% of the existing limit, from 30,000 to 200,000 baht, at MLR (7.05% a year), 3 years, 12 months principal grace, no collateral, no fees. Separate recovery loans at 3% a year for the first 3 years are also available after the flood eases. Apply from today at any SME D Bank branch, via LINE Official Account "SME Development Bank", at smebank.co.th, or call 1357. Only direct and indirect flood-affected customers in designated areas qualify, so check eligibility with the bank.