From 12 Aug 2026 a new law lets authorities (AMLO, Digital Economy ministry, Bank of Thailand, police) freeze mule accounts in bulk. Once a holder is identified, all their accounts at every bank are blocked across mobile banking, ATM and online channels, and they are blacklisted from opening new accounts. High-risk accounts can be suspended even before a victim files a complaint. Victims can seek refunds through the AMLO system without waiting for a court order. For a business, check that accounts used for receiving payments are not in anyone else's name, and if your account is frozen by mistake, call AOC 1441 press 2. Bank of Thailand is also setting a daily transfer cap of 3,000–10,000 baht for youths aged 12–18, with rules expected by October 2026.