Cabinet approved flood relief in three sets. For flood-hit SMEs: a 30bn-baht Soft Loan via Government Savings Bank, up to 30m baht per borrower across all banks, at no more than 3.5% a year for the first two years and 5% in years 3–5, repayable within 5 years, to be used for repairing shops or factories or as necessary working capital. SFI loans include a 6-month debt freeze at state banks, Working Capital loans up to 5m baht at SME D Bank and Government Savings Bank (0–3.25%, up to 7 years), and EXIM Bank working capital up to 2m baht. Tax: flood-damaged business premises and vehicles can be deducted for actual repair costs (up to 100,000 and 30,000 baht for personal income tax) for expenses from 15 May to 31 December 2026, and tax filing/payment deadlines in flood areas are extended. Check eligibility and the official bank applications now.