The Finance Ministry wants three scoring systems in use: the existing NCB credit score, the new Ari Score, and a BSY Score from the SME credit guarantee agency. Ari Score is expected to go to the cabinet in August, with use about two months later. GSB is preparing loans for vendors in the Thai Chuay Thai Plus scheme (over 1.1 million registered), using sales data from the Nok Krasib AI assistant in the Thung Ngern app. The scheme ends at the end of September 2026, and loan size and terms are not yet set. If you are a registered small vendor, keep your sales records up to date in the app, since they may serve as loan evidence. Otherwise, treat this as background for now.