Major Thai banks, including SCB, have launched flood relief for businesses in Bangkok's 50 districts and other declared areas. SCB offers SMEs up to 6 months' principal deferral, or 3 months' principal and interest deferral, plus temporary credit line increases of up to 20% of the existing line (capped at 10 million baht). Apply via your relationship manager or SCB Business Call Center 02-722-2222 between 26 September and 31 December 2026. Flood-repair loans run up to 7 years at 4.0% for the first 2 years. Check your own bank's terms, since Krungthai and others have their own packages.