Bangkok Bank offers flood-affected business borrowers reduced monthly payments of up to 40% and principal grace of up to 12 months, plus SME term loans from 3.5% fixed for 2 years. Krungthai cuts home and SSME term-loan instalments to 75% for one year and offers case-by-case SME relief. Bangkok Bank's application deadline is 30 Dec 2026 (2569 BE), via branches, business centres, the credit card line, its website or call centre 1333. Flood-hit owners should contact their bank now, before repayment problems build up. Terms differ by bank and loan type, so confirm each one.