Thai Life Insurance has extended the premium grace period by 60 days for policyholders due to pay between 20 September and 31 December 2569 (2026) in 32 flood-declared provinces, including Bangkok. Policies lapsed during this window are reinstated once overdue premiums are paid, with cover continuing on claims. Surrender values can be used to pay premiums with no interest if paid within 6 months of the due date. Replacement policy and ID card fees are waived if you contact the insurer by 28 February 2570 (2027). If your business holds group or personal policies with this insurer, check whether your staff or premises fall in the listed provinces. Claims can be filed via the app, partner hospitals, branches or the 1124 care centre.