GHB (Government Housing Bank) has launched seven flood-relief measures after heavy rain on 25–27 September 2026. Current borrowers whose collateral is hit can get a 3-month repayment holiday (6 months if the home is uninhabitable) at 0% interest. Repair loans of up to 300,000 baht over 5 years are available, with the first 100,000 baht at 1% fixed for 3 years. New repair or rebuild loans go up to 2 million baht per property over 40 years, with 0% interest for months 1–3 and no principal payments. Insurance claims under the homeowner fire policy with natural-disaster cover can be fast-tracked by photo, up to 20,000 baht. If your home or premises are flood-damaged, or you hold a GHB mortgage, this is worth applying for now. Check whether the 2026 flood event applies to your property's location.