TTB's "Tang Luk" flood relief runs until 31 Dec 2026 (2569 BE). Business and SME customers can get up to 6 months of principal grace on long-term loans, a up-to-6-month extension on revolving credit principal, and for business hire-purchase, a term extension or instalment cut of up to 70% for 6 months. Retail customers get up to 3 months' deferral on home, car and personal loans, and 3 billing cycles on credit cards (interest still accrues). Flood-affected home-loan customers with fire insurance can also file claims with their insurer. Apply via the TTB Tang Luk page or contact your TTB business relationship manager directly.