Archive
September 27, 2026
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The Office of Insurance Commission (OIC) lists four steps for flood-damaged homes and cars: (1) check whether your policy covers flood; for car insurance, Type 1 covers flood, while Type 2+ and 3+ need a flood add-on confirmed; for home fire policies, check flood or natural disaster is named. Policy details are available via LINE @OICCONNECT, "My Policy". (2) Photograph and video damage in wide shots and item by item, plus water marks on cars. (3) Notify the insurer promptly and keep the claim number. (4) Prepare ID copy, photos, car registration, house registration or land deed. The OIC also set five car flood-damage levels (A to E) with repair estimates from about 8,000 baht to a total loss. The OIC will meet insurers on 28 September 2026 on claim timelines and premium payment relief, which is not yet decided.
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The cabinet, meeting in a special session, declared Monday 28 and Tuesday 29 September 2026 special public holidays for Bangkok, Nonthaburi, Pathum Thani and Samut Prakan. The government says the aim is safety and easier travel amid the current situation in the capital area. Expressway tolls on the listed Bangkok-area routes are waived until 24.00 on 29 September. Check how your shifts, deliveries and staff leave fall on those two days, and whether your business is covered by the holiday. The article does not say whether private-sector employers must close, so confirm with your labour rules and staff before planning. The article does not give the reason in detail.
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EGAT's expressway authority (กทพ.) has extended free tolls on 8 expressway routes, including Chalerm Maha Nakhon, Si Rat, Chalong Rat and Burapha Withi, to 24.00 on 29 September 2026, due to flooding. Plan delivery and staff travel around the free window and watch the road-access updates, since flooded on/off ramps may change routes. Drivers and fleets can avoid toll costs for this period.
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The SEC says the stock exchange and digital-asset trading systems will run normally on Monday 28 Sep 2026, with brokers coordinating flexibly around the flooding. For most small business owners this changes nothing in day-to-day operations. If your business holds listed shares or crypto, or your staff or branches are in flood-hit areas, check with your broker and plan for possible short-term disruption to access.
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Wisesight tracked 167,607 flood-related posts from 16–26 September 2026 in Bangkok and central Thailand, generating about 40 million engagements. Facebook carried most of the volume; TikTok had far fewer posts but about 14 million engagements. The most-shared official warning channels were the Department of Disaster Prevention hotline 1784, 1555 and Traffy Fondue. For your business, the practical point is to check flood-warning sources early (Meteorological Department alerts, pages that relay them) and to keep emergency contacts and a stock-and-staff plan ready for low-lying areas. The report itself contains no new policy, cost or deadline.
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The Office of Insurance Commission (คปภ.) says flood victims should first check whether their policy covers flood, since car Type 1 covers flood but Type 2+ and 3+ may need an add-on. Photograph damage item by item and note water lines, then report to the insurer as soon as possible and keep the Claim No. Gather ID, car registration, house registration or title deed copies. The regulator lists five car flood damage levels, from about 8,000–10,000 baht for carpet-level water to total loss. An insurer meeting on 28 Sep 2026 will discuss relief, and policies can be checked via LINE @OICCONNECT.
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The SET, mai, TFEX, LiVEx and TDX will trade as normal on Monday 28 September 2569 (2026). TSD Counter Services also operates on normal hours. The SET is coordinating with the SEC and member brokers to keep systems and investor services running, and is monitoring flooding. Only relevant if your business holds listed shares or has trades or settlements scheduled that day; otherwise no action needed. Investors can call SET Contact Center on 0 2009 9999.
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Thammasat-style estimate from Rangsit University economists: flood damage from 24-27 Sep 2026 across 48 provinces is about 25,345 million baht in the central case (range 16,897-33,794 million), trimming Q3 GDP growth by 0.55 points. Bangkok takes about 10,586 million baht of damage, with retail wholesale the most exposed sector there (23.4%). Nationally, manufacturing carries the largest share of risk (37.1%), then agriculture (12.7%) and wholesale/retail (11.8%). If your business is in Bangkok, the east or central region, or supplies factories there, expect weaker demand and possible disruption in the coming weeks and plan cash flow accordingly.
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The Agriculture Ministry ordered an enforcement push after more than 100 black chin tilapia were found at Lam Pao reservoir in Kalasin. Keeping, breeding, transporting or possessing the fish is prohibited and enforced under the Fisheries Act. Public can report sightings via QR code to a rapid response unit. Allowed removal tools include rod, net, trap and lobster pot; electricity, chemicals and fish poison are banned. Farmers and fishers in the area should check their stock and avoid moving any fry or water-source fish from affected zones. Sites under surveillance are in Kalasin and Udon Thani (Wang Sam Mo district).
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Flooding stopped Thai Airways ground-handling staff from reaching work, and broken baggage carts made it worse. Arriving passengers waited 5-6 hours for bags, and several departures were delayed from Sept 26 into Sunday. Airport says it is adding staff, repairing carts and showing bag status on screens. If your team flies or ships through Suvarnabhumi, allow extra time, keep bag-tracking details handy, and call AOT on 1722 for help. No change to rules or costs is reported.
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TEAMG, a private water-management consultancy, says rainfall in Bangkok and its vicinity fell to about 100 mm per day on 27 September 2026 and water on many roads and canals is receding. Low-lying areas and spots near canals may still have standing water until water clearly drops on 28 September. Road drainage handles only about 60 mm per day, so expect some streets to stay wet. If your shop, warehouse or delivery routes are in low-lying or canal-side areas, plan for a slow reopening and keep stock off the ground for another day or two.
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The Department of Internal Trade met major retailers, convenience chains and markets on 27 Sept 2026 about flooding. Overall wholesale and retail supply is still running. Some convenience stores in Bang Kapi, Min Buri and Rangsit face transport problems and branches may be closed. Coriander, celery and sweet basil prices are rising; cabbage, tomato and cucumber are falling. Vegetarian Festival runs 10-18 Oct 2026; if no further rain hits farms or roads, supply should hold. Plan for higher costs on leafy herbs and possible delivery delays in flooded areas. Report shortages or unfair prices to the hotline 1569.
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PM Anutin visited flood-hit communities along Klong Prem Prachakorn in Bangkok North on 27 Sep and said a special cabinet meeting would set a public holiday, date not yet fixed. Deputy PM Pakorn is checking the legal basis, and the holiday would apply to all government and school sites at once. Relief criteria are unchanged. Flooded vehicles should be reported to the Office of Insurance Commission quickly. Watch for the cabinet decision and the holiday date before rescheduling staff, deliveries or school-linked orders.
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Rain is forecast for 25-27 September 2026. The Agriculture Ministry has set up 24-hour flood teams (120 officers, 30 vehicles, 30 patrol boats) in Samut Prakan, Bangkok and vicinity, Ayutthaya, Phitsanulok, Rayong and the eastern provinces. The Ministry's Chatuchak market (OTOC) will open a special space for a week to sell flood-affected produce, and collection points for donations are opening. Nakhon Sawan and Phitsanulok are being prepared as shelters. If you grow or supply produce in these areas, plan early harvest or transport and check with OTOC on selling space. Farmers can contact local fisheries or agriculture offices for emergency help.
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The Commerce Ministry has set up a Single Command to monitor consumer goods supply, prices and distribution during the flooding nationwide. Retailers and wholesalers are asked to speed up restocking and adjust delivery routes for flood-hit areas. Price gouging is explicitly prohibited, and the Department of Internal Trade hotline 1569 (24 hours) takes complaints about hoarding or unfair pricing. Owners in affected provinces should check stock and route plans, and keep pricing defensible. The article gives no specific new rules or penalties.
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Bangkok Bank offers flood-affected business borrowers reduced monthly payments of up to 40% and principal grace of up to 12 months, plus SME term loans from 3.5% fixed for 2 years. Krungthai cuts home and SSME term-loan instalments to 75% for one year and offers case-by-case SME relief. Bangkok Bank's application deadline is 30 Dec 2026 (2569 BE), via branches, business centres, the credit card line, its website or call centre 1333. Flood-hit owners should contact their bank now, before repayment problems build up. Terms differ by bank and loan type, so confirm each one.
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Heavy rain from Thursday to Sunday left over 330 mm in parts of Bangkok, with about 4,900 people in shelters and around 52,000 households affected. The BMA declared a disaster in the capital and hundreds of city schools close Monday. Rain is forecast to ease from Monday, but several roads remain flooded, so the BMA advises avoiding unnecessary travel. Expect delivery and staff commuting delays, check stock and staff access for flooded areas, and watch for price gouging, which the prime minister's office says is a criminal offence. Panic-buying left some convenience stores empty, so keep essentials stocked.
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The Land Department is preparing a new land appraisal round for 37 million plots, to take effect 1 January 2027 (the article says "ปี 2570"), covering 2570-2573. Early estimates put the national average rise above 10%, versus 8.93% last round, with central Bangkok (Silom, Phloen Chit, Rama 1, Witthayu) over 1 million baht per square wah. Land tax and development costs will rise, and REIC expects the largest gains along the orange and pink MRT lines. Owners holding land or property may see higher land tax bills; some are already selling. Buyers may shift to suburban townhouses and smaller condos.
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The Customs Department expects to fall short of its FY2569 revenue target of 116,300 million baht, with about 4,000 million still uncollected in the final days of the fiscal year (ends August 2026 period cited as 11 months to Aug 69). Drivers: FTA claims up 13% and BOI FastPass exemptions up 40%. The director says import duties on goods from 1 baht could be reviewed to protect Thai SMEs, and gold imports (about 900,000 million baht) may face tighter oversight or duties. No rate change is announced yet; watch for a review of import duties on goods competing with yours, and check whether your inputs or imported competitors are affected.
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PM Anutin ordered faster compensation and damage surveys after flooding in Bangkok and central provinces, and cabinet ministers were told to stay home. Surveys will be done household by household and area by area as water recedes, so keep damage photos and records ready. For property and vehicles, the insurance commission will help coordinate with insurers; check your policy terms and file claims early. Provincial governors can now approve emergency budgets immediately in declared disaster zones. A central-region drainage project (Chai Nat–Pak Sak–Gulf of Thailand) is headed to cabinet this Tuesday.